This step-by-step guide explains how to remove PMI from a mortgage by confirming your insurance type, calculating equity thresholds, requesting cancellation, ordering a reappraisal, or refinancing. It helps conventional loan holders stop paying monthly mortgage insurance and lower their payment as soon as they qualify.
HELOC Versus a Home Equity Loan Compared
Compare a HELOC versus home equity loan with real payment math, rate-risk analysis, tax considerations, and strategic borrowing guidance for homeowners.
7 Real Estate Investor Financing Strategies From Duane Buziak for Building a Portfolio in 2026
Seven real estate investor financing strategies from licensed mortgage broker and lender Duane Buziak show how to match a loan to your exit plan, use wholesale lender access, protect your credit, and keep room to scale. Each strategy explains how the structure works, where investors go wrong, and what to track as your portfolio grows in 2026.
7 Strategies to Choose Between a USDA vs FHA Loan, Explained by Duane Buziak
Choosing between a usda vs fha loan comes down to property eligibility, income limits, down payment, and how mortgage insurance affects your monthly cost. Duane Buziak walks through seven ordered strategies, starting with the rules that can end the comparison, so buyers can decide using real numbers instead of guesses.
No Appraisal Refinance Eligibility: Duane Buziak Explains Who Qualifies and Which Programs Allow It
No appraisal refinance eligibility depends on your current loan: FHA, VA, and USDA borrowers may use a streamline program that skips the appraisal, while conventional loans rely on an automated underwriting waiver. This guide explains which programs qualify, the rules each applies, what you give up, and how Duane Buziak checks eligibility without a hard credit pull.
Duane Buziak on the Pros and Cons of loanDepot vs a Local Independent Mortgage Broker
This article lays out the pros and cons of loanDepot vs a local independent mortgage broker, comparing a national direct lender with a broker who shops hundreds of wholesale lenders. It includes a side-by-side table, a worked dollar example, and a decision rule so borrowers can choose the path that fits their loan file.
Duane Buziak on Alcova Mortgage vs an Independent Broker: What to Know Before You Choose
A practical guide to should I know before choosing Alcova Mortgage vs.
Buydown Mortgage Strategy Guide for Smart Buyers
Use buydown mortgage strategy guide to model temporary and permanent points, break-even timing, seller credits, and refinance risk before you lock first.
Asset Depletion Mortgage Guide for Smart Buyers
Use this asset depletion mortgage guide to see how assets qualify you, where underwriting gets strict, and how to structure a home purchase application.
Mortgage Contingency Clause Explained: How Duane Buziak Helps Buyers Protect Their Deposit
This mortgage contingency clause explained guide shows how a financing contingency lets buyers cancel a purchase contract and keep their earnest money if the loan isn’t approved by the agreed date. It covers how the clause differs from appraisal and inspection contingencies, what happens when a deadline passes, and a worked dollar example.
