Duane Buziak breaks down seven renovation loan types, from the FHA 203(k) to cash-out refinancing, explaining who qualifies, how much you can borrow, and how funds reach your contractor. Each option includes the mechanics, common mistakes, and key numbers to watch, followed by a comparison table and FAQ to help you match the right loan to your project.

The mortgage after deed in lieu waiting period is typically about 3 to 4 years, and as little as 2 years on some programs when extenuating circumstances are documented. This 2026 guide breaks the wait down by loan type, explains how the clock is counted, and walks through a $400,000 purchase down payment example.

Finding the best mortgage options for self employed borrowers starts with understanding how lenders calculate qualifying income from tax returns, K-1s, and add-backs. This guide walks through seven strategies covering income calculation, loan program types, and how to compare options without damaging your credit.

Home equity line of credit requirements typically include 15-20% remaining equity, a mid-600s or higher credit score, verifiable income, and a manageable debt-to-income ratio. Mortgage broker Duane Buziak explains each requirement, shows the math on how much you could borrow, and covers how an independent broker reads lender guidelines differently from a single-lender shop.