A principal curtailment is an extra payment applied only to your loan balance, so you owe less interest and pay the mortgage off sooner. This principal curtailment mortgage payment strategy guide from Duane Buziak walks through the mechanics, a worked $400,000 loan example, the servicer and note checks to make first, and when paying extra is not the right move.
Veterans United Versus Mortgage Broker: VA Strategy
Compare Veterans United versus mortgage broker options for VA financing: pricing, underwriting, service, and a smarter way to evaluate your loan with confidence.
Duane Buziak’s 7 Strategies to Finance Rural Property in Virginia, Florida, Tennessee, and Georgia
Rural property financing programs work differently from standard suburban lending, and matching the program to the property before making an offer can protect your eligibility and cash. Duane Buziak (NMLS #1110647) walks through seven strategies for buyers in Virginia, Florida, Tennessee, and Georgia, from USDA and VA zero-down options to acreage, renovation, and construction loans, plus the property checks that decide closing.
How to Buy a Second Home While Owning Your First: Duane Buziak’s Step-by-Step Guide
You can buy a second home without selling your first, and this step-by-step guide from Duane Buziak shows exactly how to do it. Learn how to buy a second home while owning your first by choosing the right occupancy type, qualifying with both mortgage payments, and following the sequence a lender actually uses, with arithmetic you can copy for your own numbers.
6 Mortgage Options for High Interest Rate Mortgage Solutions in 2026: Duane Buziak’s Comparison
This 2026 comparison reviews six lenders offering high interest rate mortgage solutions for homebuyers, refinancers, and veterans with older VA loans. Duane Buziak evaluates each on loan program access, multi-rate-sheet pricing, credit inquiry handling, and support for rate-sensitive borrowers, showing how lender structure changes the prices you see.
Duane Buziak’s 7 Strategies to Choose the Right Rental Property Loan Options in 2026
Investors face a different rulebook than owner-occupant buyers, and the wrong financing structure can cost thousands in rate or limit how many properties you can finance. This guide from Duane Buziak breaks down seven strategies for choosing among rental property loan options, explaining how each works, who it fits, and the common mistakes to avoid in 2026.
Down Payments: A Smarter Mortgage Strategy
Down payments are more than cash at closing. Learn how loan structure, reserves, DPA, and pricing affect your mortgage strategy before you offer today.
Owner Financing Pros and Cons: Duane Buziak Explains What Buyers and Sellers Should Weigh
Owner financing pros and cons depend on how the deal is structured, since the seller acts as the lender and both sides take on real risk. Duane Buziak explains how promissory notes and deeds of trust work, covers the federal rules, walks through a payment example, and helps you decide between a seller note and a broker-sourced mortgage.
7 Strategies to Choose Between a Refinance vs Home Equity Loan, According to Duane Buziak
A cash-out refinance and a home equity loan both turn equity into cash, but one replaces your first mortgage while the other adds a second lien. This guide walks through seven strategies for choosing between a refinance vs home equity loan, using your current rate, cash need, and time in the home, with worked arithmetic and a section on VA rules.
7 Strategies to Qualify for Recent Bankruptcy Home Loan Options in 2026: Duane Buziak’s Guide
A practical guide to recent bankruptcy home loan options.
