Virginia's Most
Trusted Mortgage
Maestro
Duane Buziak delivers unbeatable rates, 24/7 personal access, and more loan options than any bank — from Richmond to the entire East Coast. No credit hit. No BS. Just results.
When Others Say No,
The Maestro Says Yes
Independent brokering means no quotas, no bias — just the best loan for YOU from hundreds of lenders.
NoTouch Soft Credit Pull
Explore your mortgage options — full pre-approval analysis, monthly payment breakdown, closing cost estimate — all without a single hard inquiry hitting your credit score.
Hundreds of Lenders, One Expert
As an independent broker, Duane has access to a vast network of wholesale lenders. You get the lowest cost title fees and most competitive rates in Virginia.
24/7 Personal Access
Duane is personally reachable around the clock. No call centers, no gatekeepers. Direct access to your expert when it matters most.
Fast, Stress-Free Approvals
From first call to closing, the process is streamlined. Clients consistently report getting approved with Duane after multiple rejections elsewhere.
Virginia, Tennessee, Georgia & Florida
Born in Central Virginia and now licensed across multiple states. If you're buying outside these states, Duane can still connect you through the national network.
Bring Me Your Best Rate
Already have an offer? Bring it to Duane. He'll analyze every fee, every term, and work to beat it — or tell you honestly if you've already got the best deal.
Every Mortgage Solution
Under One Roof
From first-time buyers to seasoned investors, commercial deals to reverse mortgages — the full spectrum covered.
Conventional Loans
Traditional financing with competitive rates for qualified buyers.
Learn More →FHA Loans
Government-backed loans with lower down payment requirements.
Learn More →VA Loans
Exclusive benefits for veterans and active service members.
Learn More →USDA Loans
Zero down payment options for eligible rural properties.
Learn More →Jumbo Loans
High-value financing for luxury and investment properties.
Learn More →DSCR / Investor Loans
Qualify on rental income — perfect for real estate investors.
Learn More →Non-QM Loans
Flexible qualifying for self-employed and complex income situations.
Learn More →Bank Statement Loans
Use 12-24 months of bank statements instead of tax returns.
Learn More →Construction Loans
Finance your dream build from the ground up.
Learn More →Renovation / 203k
Roll purchase and renovation costs into one streamlined loan.
Learn More →HELOC
Tap your home equity with a flexible line of credit.
Learn More →Reverse Mortgages
Help seniors access home equity to fund retirement comfortably.
Learn More →Down Payment Assistance
Programs to help first-time buyers overcome the biggest hurdle.
Learn More →Refinance
Lower your rate, reduce your payment, or cash out equity.
Learn More →Commercial Loans
Business property and investment portfolio financing solutions.
Learn More →Foreign National Loans
Purchase US real estate as a non-resident or foreign national.
Learn More →
In Progress
Award-Winning
Performance
Consistently recognized as Virginia's top mortgage professional — and the 2026 award season is already underway with more wins on the horizon.
- 2025Virginia Mortgage Broker of the Year – Back-to-Back
- 2025Coast2Coast Mortgage Top Producer – 2nd Annual Race to the Beach
- 2025UWM Top 20 Purchase Loan Officer – Virginia
- 2025UWM Master Purchase Closer Award
- 2025Innsbrook Local Business of the Year
- 2024Virginia Mortgage Broker of the Year
- 2024Best of the Best – Mortgage Broker Virginia
- 2026Award Season Currently Underway 🏆
Tools for Realtors & Partners
Send clients with confidence. Duane has the resources, speed, and programs to make every deal close smoothly.
Full Loan Application
Complete digital mortgage application — secure, fast, mobile-friendly. Send to your clients in seconds.
→Quick Loan Pre-Qual
Abbreviated application to get a buyer pre-qualified fast — ideal for early-stage clients shopping listings.
→Mortgage Calculators
Estimate monthly payments, compare loan scenarios, and run affordability numbers for any listing.
→The Loan Process
Step-by-step guide to share with buyers — sets expectations and reduces delays at every stage.
→Home Value Tool
Instant home valuation data — useful for pricing conversations and equity refinance discussions.
→Become a Referral Partner
Join the network of top-producing Virginia realtors who trust Duane as their go-to lender. Let's grow together.
→Document Checklist
Full list of required documents to share with borrowers — speeds up approval and reduces back-and-forth.
→Purchase Rate Quote
Get a real, accurate quote for purchase scenarios — use it in your buyer consultations with confidence.
→Run Your Numbers
Need a custom scenario? Submit details and Duane will personally run the numbers and get back to you fast.
→Real Stories,
Real Results
253+ five-star Google reviews from Virginia homeowners and investors who found their YES with the Mortgage Maestro.
"Whenever my clients need financing, I send them straight to Duane Buziak. While other lenders find reasons to say 'no,' the Mortgage Maestro finds a way to say 'YES' with unbeatable rates. His 24/7 availability and elite service make him my #1 trusted referral every single time!"
"I had spoken to a few other lenders before, and most of them either said no or didn't seem willing to put in the effort. Duane was different. He actually listened to my situation, found a solution, and got me approved when others couldn't."
"Duane went above and beyond throughout my mortgage refinance. I shopped around multiple times, and every single time he was able to offer a better deal than the others. He saved my family a significant amount on our monthly payment."
"The rate was great. Customer service was exceptional. I got many no's before his yes and I appreciate him very much. As soon as I called I got my questions answered. Other companies wouldn't even call back."
"Duane was always available to help answer any questions we had and absolutely secured the best rate possible. He was dedicated to taking great care of us. Professional, approachable, and honest."
"Duane was outstanding throughout our home financing process. From the very beginning, he was transparent, responsive, and incredibly knowledgeable. He took the time to explain every detail of the loan structure and payment scenarios."
Start Your Mortgage
Journey Today
Ready for a NoTouch soft credit pull? Have a rate to beat? Want to connect as a realtor partner? Duane answers personally — day or night.